Affording to foster

Is it ok to talk about money?

Would you love to be a foster carer and think you would be good at it?

Is the thought of not being able to afford your rent or mortgage, giving up your job or going part time the main reasons you don’t apply to be a foster carer?

Then it’s just common sense to talk about the money you can earn!

Fostering is now a career, thousands of carers earn a comfortable living from their hard work and the commitment they give to the children they look after.

Yes, there will be some people who put the financial rewards before their love of children, but the application and assessment process is designed to check if the care/money bias is out of balance.

Have you had significant debt?

Then talk to a fostering agency!

Past debt problems are not uncommon, most of us have had times when money has been short, and more people have experienced unemployment and extra pressures on their finances due to the recent recession.

Debts won’t stop you from fostering children, but they will need to be explained when you decide to apply to be a foster carer.

A fostering agency will need to be confident that you are responsible with your money as you must be if, you look after a foster child.

When applying to foster you shouldn’t be stressed about debt, your finances, moving house or going through repossession proceedings.

If you have had significant debts, there are no set guidelines and agencies will look at your individual circumstances as part of their decision to start your assessment.

Current debt.

Most agencies will not be concerned if you have current debts or borrowings providing they are not excessive and you are able to pay them without undue difficulties.

Don’t worry.

Fostering agencies have a duty to consider your financial situation and attitude to managing money in total confidence, and as part of their decision to start your assessment, so you will be given every opportunity to take the next step towards a foster care career.

Read all about the money paid to foster carers, the fees and fostering allowances.

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